Community Development Block Grant (CDBG) &
Home Investment Partnerships (HOME) Programs
Office of Economic & Workforce Development
Dane County receives annual funding from the U.S. Department of Housing and Urban Development (HUD) under two programs:
These programs allow Dane County to provide financial assistance to sub-recipients (businesses, organizations, agencies, and municipalities) for housing and community development activities that benefit primarily low- and moderate-income residents of the County. Funds are distributed as grants to sub-recipients through an annual competitive application process. The County’s CDBG-Revolving Loan Funds (RLFs) provide gap financing to businesses that create jobs for low- and moderate-income persons.
NEW! Micro-business loan (MBL) program
Dane County's MBL program provides loans of $1,500 to $8,000 to eligible small businesses (businesses with 5 or fewer employees) located in Dane County outside the City of Madison for the purpose of establishing a new business or creating jobs for low- and moderate-income (LMI) County residents. Please visit the MBL page for more information.
Business Loan Program
Applications for our Business Loan funds are accepted on a rolling basis. Please visit the Revolving Loan Fund page for more details.
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CDBG is authorized by the Housing and Community Development Act of 1974 . CDBG is one of HUD's programs which provides eligible metropolitan cities and urban counties (called "entitlement communities") with annual direct grants that they can use to provide decent housing, suitable living environments, and expanded economic opportunities, principally for low and moderate income persons. Dane County became an entitlement community in 1999 and annually receives approximately $1 million in CDBG funds.
HOME is authorized under Title II of the Crantson-Gonzales National Affordable Housing Act of 1990. HOME provides grant and loan funding to create affordable housing for low-income individuals. HOME activities undertaken must accomplish at least one of two goals for low-income individuals; 1) provide decent housing and/or 2) provide suitable living environments. Dane County is required to set aside a minimum of 15% of its HOME funds for CHDOs. A Community Housing Development Organization (CHDO) is a certified, non-profit, community based service consortium that has, or intends to retain staff for the purpose of developing affordable housing in the community it serves. Dane County has been allocated HOME funding since 2002 and annual receives approximately $400,000 in HOME funds.
CDBG Revolving Loan Fund
Dane County offers low-interest loans to businesses and organizations located outside of Madison that commit to creating or retaining jobs for low- and moderate- income residents of Dane County. CDBG loans are generally intended for high-risk borrowers that have difficulty securing financing from non-federal sources. Loans must be used for eligible CDBG activities, including (but not limited to): fixed assets; machinery and equipment; and working capital.
About the Programs
The CDBG and HOME programs are housed in the Office of Economic and Workforce Development of the Dane County Executive’s Office. The Office works through community-based groups on projects to strengthen communities and to expand opportunities for low- and moderate-income households throughout Dane County (outside of Madison). The Office invests in community-based groups that forward the priorities to:
The 13-member Dane County Community Development Block Grant (CDBG) Commission provides oversight for the CDBG and HOME programs. The Commission is charged with addressing policy issues related to housing and community development and with recommending eligible projects, activities, and contracts to the County Board of Supervisors and County Executive.
To receive its annual entitlement grants, Dane County must develop and submit to HUD it’s Consolidated Plan which guides the County in describing the housing and community development needs, resources, priorities, and proposed activities over a 5-year span. The Consolidated Plan must be developed with extensive citizen participation as outlined in the Citizen Participation Plan. The Citizen Participation Plan provides for and encourages public participation, emphasizing involvement by low- and moderate-income people. Dane County also encourages participation of minorities, people who do not speak English, and people with disabilities.